Our Background
The company was founded in 2024 by Zarsis Merchant, a Chartered Accountant with 30+ years
of leadership roles at Citibank NA and Change Et Al Consultancy in Asia. We offer personalised
advisory services to medium-sized enterprises and startups in the following areas:
(1) Consulting & Advisory in Internal Audit, Governance, Risk & Compliance- Leveraging the
founder’s experience & expertise
(2) Technology Solutions in Governance, Risk, Compliance & other Business Areas- Leveraging
our partnerships with technology experts & specialists
The firm’s name, reflects both the founder’s personal commitment and a professional approach
to service delivery.
What differentiates us from others
Personalized Expert Involvement
Our consultants, former leaders of major business functions with over 30 years of specialized experience, personally handle your tasks. They take full responsibility
for end-to-end delivery and oversee a carefully selected team of specialists, contracted specifically for their proven expertise.
Cost-Effective Services
Our streamlined organization and efficient cost structure enable us to deliver best-in-class services while optimizing costs for our clients.
Leveraging AL & ML
We focus on automation and industry-leading technology (including Artificial Intelligence (AI) tools) to minimize manual effort and resources.
Agile, Simple & Modular Solutions
We understand that every growing business must adapt and evolve to meet dynamic customer expectations. Our solutions are modular, ensuring seamless
integration and alignment with ever-changing requirements.
Future-Proofing Processes
Our recommendations go beyond addressing immediate challenges—they target root causes to deliver sustainable results. We focus on improving frameworks and
systems that empower long-term success and resilience.
Our Partnership Model Leverages the capabilities of other technology experts & specialists
Our Founder
Zarsis Merchant
Chartered Accountant with extensive senior-level experience in Internal Audit, Governance, Risk Management, and Compliance with Citibank NA and Change Et Al Consultancy in Asia. Expert in managing Operational, Compliance, and Credit risks and in establishing robust frameworks, systems, and organizations. Successfully led cross-functional teams on transformative projects and trained diverse, international teams across areas of expertise. Developed and implemented risk strategies for payment digitization, trade blockchain, fintech partnerships, digital assets, and ESG initiatives. He has a track record of deploying AI and ML tools to enhance effectiveness. Creator of a proprietary 4-Dimensional Model to evaluate risks and controls, driving actionable insights for improvement.
Our Advisor
Balaji Katakam
Chartered Accountant with 20+ years of experience was until recently Head of Citibank Asia
Transaction Services Financial Crime Risk.He has deep expertise in assessing and mitigating
Financial Crime Risk for Payment & Trade Finance products including Payment Intermediaries/
Fintech. He lead the cross functional team on how changes to the Sanction regimes like during
Russia/ Ukraine conflict need to be interpreted and implemented immediately.
Our Consultants
To be announced soon
Our Technology Partners
To be announced soon